This is a very common question and one that unfortunately does not have a straight forward answer.
Many companies look to business health insurance to provide employees with a means of receiving prompt high quality treatment for acute medical conditions thus ensuring their employees can receive the care they require when the need it most and get back on their feet and back to work as quickly as possible.
Company health insurance schemes can vary wildly in the level of cover they provide. A very basic plan may only cover treatment for more serious illness where a stay in hospital is required, a mid range plan in addition may provide a limited amount of outpatient treatment where a truly comprehensive plan will cover both inpatient and outpatient treatment in full.
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 020 8432 7333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.