What is the Best Private Medical Insurance Plan in the UK 2017?

I am looking for the best health insurance you can buy in the UK, the best in terms of monthly cost and level of cover provided.

Question asked by Marco Gamba
Compare Top 10 UK
 Health
Insurers
 
Takes approx. 60 seconds
Level of Cover
Excess
Date of Birth

Answered by Robert Harvey

This is a very personal question which will vary hugely from one individual to the next. As with any insurance product to ensure you get the ‘best health insurance’ for your situation it is important to understand the options available, the prices of those options and then align them with your expectations and budget.

For our Guide to the best Health Insurance click here →

Making the right choice…

The choices you make when selecting a health insurance plan can be very personal, you may value physiotherapy and alternative medicines cover much more highly than someone else who sees greater value in psychiatric cover. The benefit is that with so many developments and improvements in the products available it is much easier to tailor your policy to your needs.

With so many insurers and products in the market it can be overwhelming to get a good grasp of them all which is why we are here just an email or phone call away should you need us.

How can you get the best health insurance premiums?

The easier question to answer is ‘How to ensure I get the best health insurance premiums?’ Firstly it is important to obtain options from a range of insurers, being independent this is why we have a wide range of insurers on our panel as they all underwrite their products differently.

One insurer may offer the most competitive premiums for a young female who is leads a very active lifestyle while another insurer may be offering the most competitive terms for a retiring smoker.

The other important factor is to truly understand the level of cover provided, with many products now available on the market where you can mix and match cover options you can often strip out areas of cover which you feel offer you little or no value.

This approach ensures you are only paying for cover you require rather than paying a premium for a stock product where only a proportion of the cover provided is of any value to you.

uk
 
private health insurance
 
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
 - 
Need help? 
Call us on 

Frequently Asked Private Medical Insurance Questions

 
I am considering taking out a health insurance policy and wanted to know whether the premiums would...
 
There are a number of good private hospitals in my area and I want to know if I can receive treatment...
 
I go to the gym 3-4 times a week doing mainly aerobic exercise, I live a generally healthy lifestyle...
 
I’ve been looking to switch my company’s Business Health Insurance scheme due to some of...
Need Help? Live chat now and get an instant answer from our Experts...

Neil
Pensions

Victoria
Insurance
Our Latest Reviews
Elizabeth Owen
10/10/2017

Sam was knowledgeable and attentive and spent a long time explaining and working out what Income Protection insurance would be best for me.

Adam Doree
04/10/2017

I researched Drewberry to make sure they would be likely to add value to the confusing process of finding suitable insurance – and they delivered completely; I was very impressed and feel like they added real value in terms of consultation and guidance. Would recommend without hesitation.

Jonathan Moss
04/10/2017

Will is fantastic went through everything in detail really helpful and ultimately ensured that I went with the best product for my circumstances. Thanks!

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
REVIEWS
EXCELLENT
4.92 / 5 Average
1,263 Reviews
Anonymous
Overall Rating
SAM Carr was exceptional, he made my life very easy by explaining all the details very clearly whilst giving me the best advice possible for myself.

Would recommend to a friend!
Anonymous
Overall Rating
Provided the advice & guidance that I needed
M
Overall Rating
The overall experience which I have had can be summarized by Professional, Swift and friendly. I would recommend the service to others.
D
Overall Rating
Extremely helpful and rapid service at short notice.
A
Overall Rating
Very clear explanations of the options and then efficiently processed the transaction