What is the Best Private Medical Insurance Plan in the UK 2017?

I am looking for the best health insurance you can buy in the UK, the best in terms of monthly cost and level of cover provided.

Question asked by Marco Gamba
Compare Top 10 UK
Takes approx. 60 seconds
Level of Cover
Date of Birth

Answered by Robert Harvey

This is a very personal question which will vary hugely from one individual to the next. As with any insurance product to ensure you get the ‘best health insurance’ for your situation it is important to understand the options available, the prices of those options and then align them with your expectations and budget.

For our Guide to the best Health Insurance click here →

Making the right choice…

The choices you make when selecting a health insurance plan can be very personal, you may value physiotherapy and alternative medicines cover much more highly than someone else who sees greater value in psychiatric cover. The benefit is that with so many developments and improvements in the products available it is much easier to tailor your policy to your needs.

With so many insurers and products in the market it can be overwhelming to get a good grasp of them all which is why we are here just an email or phone call away should you need us.

How can you get the best health insurance premiums?

The easier question to answer is ‘How to ensure I get the best health insurance premiums?’ Firstly it is important to obtain options from a range of insurers, being independent this is why we have a wide range of insurers on our panel as they all underwrite their products differently.

One insurer may offer the most competitive premiums for a young female who is leads a very active lifestyle while another insurer may be offering the most competitive terms for a retiring smoker.

The other important factor is to truly understand the level of cover provided, with many products now available on the market where you can mix and match cover options you can often strip out areas of cover which you feel offer you little or no value.

This approach ensures you are only paying for cover you require rather than paying a premium for a stock product where only a proportion of the cover provided is of any value to you.

private health insurance
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Compare Top 10 UK Insurers
  Takes approx. 60 seconds
Need help? 
Call us on 

Frequently Asked Private Medical Insurance Questions

We have a private medical insurance plan for our family and our eldest is going off to University soon...
If I need to see a physiotherapist will health insurance...
I am new to being self employed and am looking to replace a number of employee benefits I received through...
I consider myself reasonably competent online and wanted to know why I should use a medical insurance...
Need Help? Live chat now and get an instant answer from our Experts...


Our Latest Reviews
Risheka Walls

Victoria had excellent on the spot knowledge and vast experience in my line of work. Even where she didn't know, she was able and willing to promptly clarify with colleagues and insurers.

Sian Morrison

Steffan is a credit to Drewberry. He's knowledgeable, helpful and efficient. I would highly recommend his excellent quality of service. Thank you.

Paula McClean

Sam Carr was very thorough in explaining everything to me and did it in a way that I could understand and make the right decision for myself.

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
4.92 / 5 Average
1,172 Reviews
Overall Rating
Jake was very knowledgeable and took as much time as I needed to ensure that I understood my options in sufficient detail. I did not feel rushed at all when considering Accident and Sickness insurance. Excellent customer service and thoroughly professional in all aspects. I have no hesitation in recommending Drewberry Insurance and in particular Jake Beal.
Overall Rating
Steffan Alemanno From Dreberry went that extra mile to help me out in what I needed .Very much appreciated . 5 stars
Overall Rating
Quick and promt
J Taylor
Overall Rating
Straight forward efficient service
A Barry
Overall Rating
Sam Barr-Worsfold dealt with setting up my insurance and the service was excellent. He was friendly and spent a lot of time explaining the various policies and answering my many questions, much appreciated. Also the chap who went through the application with me was great too -very helpful and friendly (sorry I have forgotten his name). I would definitely recommend your services.