What is the best personal pension fund?

I’m looking to set up a new pension for myself and wanted to know which private pension fund is the best? Will any particular pension provider offer me a better deal?

Question asked by Victor Masseti
Need Pension Advice?
Call us on 02084327333
First Name

Answered by Neil Adams

The best pension fund for you depends on your approach to risk and how long you have to go before you reach retirement.

Of course, maximising investment returns will be a top priority whatever your age or attitude to risk, as this will mean you end up with a larger pension.

Don’t just rely on past fund performance

However, don’t just look at past performance and select the star performer in the hope that this will continue to do well in future years, because it could be that the fund you’ve picked has had its day.

When saving for retirement, you should seek pension planning advice to ensure your portfolio matches your individual risk profile and your investment objectives.

For example, if you are in your 20s and 30s, you might be prepared to accept a higher level of risk in return for potentially higher rewards, while in your 50s, you might be thinking about moving more into less risky investments as you approach retirement.

pension performance
best private pension
retirement planning
This information does not constitute financial or other professional advice. You should consult your professional adviser or contact us directly on 02084327333 should you require financial advice. It is important to ensure any insurance policy you take out is suitable for your needs.
Start your journey today...
  Find out how a Drewberry financial adviser can help you reach your destination by making the most of your finances.
Call us on 

Frequently Asked Pensions Advice Questions

I’m interested in using one of my smaller pensions to take a few lump sums when I’m in retirement....
I’ve used up my ISA allowance for this year and I’m trying to find other tax-efficient ways...
I’m approaching retirement and have built up a defined contribution pension pot over my working...
I have a pension but I’m not really sure what it is, please can...
Need Help? Live chat now and get an instant answer from our Experts...


Our Latest Reviews
Kevin Paul

Excellent service renewing our medical insurance, professional advice, good rates found and excellent professional after service, highly recommended.

Max Edgar

Nadeem was brilliant. He was very patient and worked very well with me to come up with the best solution possible for my budget. Perfect solution. Thank you very much.

Aidan Smyth

Dealt with me promptly and provided me with the most cost-effective option consistent with my requirements. Very pleased and thank you.

We are rated 4.9/5 based on 1129 independent client reviews.
To read more of our independent client reviews click here →
4.93 / 5 Average
1,222 Reviews
Overall Rating
Really, really helpful! Stopped me from signing up with an unhelpful company, and did basically all of the legwork for me in signing up with the right one. I can't have been the most helpful client as I'm 19 and only just started looking into it last week, but he took all the questions in stride! Put up with me turning to ask my dad questions every 2 minutes as well. I was helped by 2 workers; Sam and Nick. Thank you very much to both!
L Finch
Overall Rating
Good communication and follow ups. Friendly. A thorough research for my insurance needs.
Overall Rating

Sam Barr-Worsfold was very helpful and provided excellent customer service. Sam discovered I was paying too much premium for my current cover. Sam recommended and helped moved to a new cover with lower premium that provided the level of cover (terms required stated in the provider's policy) I wanted. I recommend highly recommend Sam and Drewberry Insurance. Thank you Sam.
Overall Rating
Thorough, knowledgeable and great communication
Overall Rating
Went through each policy in detail and made sure I was getting the correct one for me