Answered by Neil Adams
The best pension fund for you depends on your approach to risk and how long you have to go before you reach retirement.
Of course, maximising investment returns will be a top priority whatever your age or attitude to risk, as this will mean you end up with a larger pension.
Don’t just rely on past fund performance
However, don’t just look at past performance and select the star performer in the hope that this will continue to do well in future years, because it could be that the fund you’ve picked has had its day.
When saving for retirement, you should seek pension planning advice to ensure your portfolio matches your individual risk profile and your investment objectives.
For example, if you are in your 20s and 30s, you might be prepared to accept a higher level of risk in return for potentially higher rewards, while in your 50s, you might be thinking about moving more into less risky investments as you approach retirement.
Frequently Asked Pensions Advice Questions
Victoria was very helpful taking time to explain the details of the policies and making every effort to find the best insurance for me. Would happily recommend.
Extremely satisfied with the help and advice from Drew, since the beginning him understood what I was looking for and had the patience to help me out with all my questions and doubts. Didn’t try to be pushy or annoying calling me all the time like so many did before. At the end we found the perfect medical policy for me and my daughter that covers everything that we need. I more than recommend them and if in the future I need something else for sure I will contact them again. Giving only 5 stars because I can’t give 6!!!!
Egle was brilliant in guiding us through the options available for relevant life insurance, took care of all the paperwork and presenting suitable options to us and deciphering all the jargon for us. Highly recommended!