{"id":4071,"date":"2025-09-23T08:32:28","date_gmt":"2025-09-23T07:32:28","guid":{"rendered":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/?post_type=article&#038;p=4071"},"modified":"2025-09-23T08:32:28","modified_gmt":"2025-09-23T07:32:28","slug":"how-to-update-underwriting-terms-for-employees","status":"publish","type":"article","link":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/article\/how-to-update-underwriting-terms-for-employees\/","title":{"rendered":"How to Update Underwriting Terms for Employees"},"content":{"rendered":"<h2>How Does Individual Underwriting Work?<\/h2>\n<div data-node-type=\"nestedExpand\" data-title=\"Video Script\" data-expanded=\"true\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"nestedExpand\" data-prosemirror-node-block=\"true\" data-pm-slice=\"2 2 [&quot;expand&quot;,{&quot;title&quot;:&quot;PMI Excess&quot;,&quot;__expanded&quot;:true}]\">\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">To change an employees underwriting terms, you need to go to the admin centre of your My.Drewberry platform. To do this, click on the <strong>&#8216;Avatar&#8217;<\/strong> icon in the top right and select <strong>&#8216;Admin&#8217;.<\/strong><\/p>\n<\/div>\n<p><img class=\"alignnone wp-image-3994 size-large\" data-original=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Analytics-Screenshot-1-1024x640.png\" alt=\"\" width=\"699\" height=\"437\" \/><\/p>\n<p>Once in the admin centre, go to the <strong>&#8216;Benefits&#8217;<\/strong> tab on the left-hand side.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4016 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-scaled.png\" alt=\"\" width=\"684\" height=\"378\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-scaled.png 2560w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-300x166.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-1024x566.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-768x425.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-1536x849.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-2048x1133.png 2048w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-480x265.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-611x338.png 611w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-580x321.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/PMI-Excess-Screenshot-1-515x285.png 515w\" sizes=\"auto, (max-width: 684px) 100vw, 684px\" \/><\/p>\n<p>Once in the benefits tab, select the <strong>&#8216;Health Insurance&#8217;<\/strong> tab at the top of the page.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4024 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-scaled.png\" alt=\"\" width=\"669\" height=\"362\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-scaled.png 2560w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-300x162.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-1024x554.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-768x415.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-1536x831.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-2048x1108.png 2048w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-480x260.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-625x338.png 625w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-580x314.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screen-shot-3-527x285.png 527w\" sizes=\"auto, (max-width: 669px) 100vw, 669px\" \/><\/p>\n<p>If a new employee, who is eligible for your Company Health Insurance, has been added to the platform, you\u2019ll see a selection approval task under <strong>\u2018Outstanding Actions\u2019<\/strong>. Make sure that you are looking at <strong>&#8216;All Tasks&#8217;<\/strong> and the drop down is selected to <strong>&#8216;All&#8217;\u00a0<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4025 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4.png\" alt=\"\" width=\"663\" height=\"414\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4.png 1662w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-300x187.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-1024x640.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-768x480.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-1536x959.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-480x300.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-541x338.png 541w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-580x362.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-4-456x285.png 456w\" sizes=\"auto, (max-width: 663px) 100vw, 663px\" \/><\/p>\n<p>To expand the relevant task, click the drop-down arrow located at the bottom of the task panel. Within the Benefit Selection section, you\u2019ll see an option for <strong>\u2018Underwriting<\/strong>\u2019.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4026 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5.png\" alt=\"\" width=\"646\" height=\"268\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5.png 1662w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-300x125.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-1024x425.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-768x319.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-1536x638.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-480x199.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-730x303.png 730w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-580x241.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-5-665x276.png 665w\" sizes=\"auto, (max-width: 646px) 100vw, 646px\" \/><\/p>\n<p>To make changes, simply click the <strong>&#8216;Drop Down&#8217;<\/strong> menu and a list of underwriting options will appear. Select the one you wish to change the relevant employee too.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4027 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6.png\" alt=\"\" width=\"655\" height=\"293\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6.png 1835w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-300x134.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-1024x458.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-768x344.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-1536x687.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-480x215.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-730x327.png 730w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-580x259.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Screenshot-6-637x285.png 637w\" sizes=\"auto, (max-width: 655px) 100vw, 655px\" \/><\/p>\n<h3>Premium Change<\/h3>\n<p>Because different types of underwriting affect pricing, changing the underwriting method will automatically update the premium options below, allowing you to see how the change impacts the cost of the employee\u2019s policy.<\/p>\n<h3>Manually Creating A Benefit Selection<\/h3>\n<p data-start=\"80\" data-end=\"395\">If a benefit selection hasn\u2019t been created automatically, for example, if the employee isn&#8217;t a new joiner and their policy just needs updating, you can easily create one manually. Just scroll to the employee\u2019s &#8216;<strong data-start=\"268\" data-end=\"290\">Current Membership&#8217;<\/strong>, click &#8216;<strong data-start=\"298\" data-end=\"308\" data-is-only-node=\"\">Create&#8217;<\/strong>, and follow the steps to set up a new selection with the appropriate level of cover. Need a refresher on how to do this? <a class=\"\" href=\"http:\/\/drewberryinsurance.co.uk\/my\/support\/article\/creating-a-new-benefit-selection\/\" rel=\"noopener\" data-start=\"433\" data-end=\"474\" data-is-last-node=\"\">Click here for a step-by-step guide.<\/a><\/p>\n<h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Approve Your Selection<\/h2>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Once you&#8217;re happy with the selection, just hit &#8216;<strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Approve&#8217;<\/strong>. The platform will automatically send an update to the provider to ensure the update is made to the employees policy.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4028 \" src=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7.png\" alt=\"\" width=\"674\" height=\"159\" srcset=\"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7.png 1662w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-300x71.png 300w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-1024x242.png 1024w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-768x181.png 768w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-1536x362.png 1536w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-480x113.png 480w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-730x172.png 730w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-580x137.png 580w, https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-content\/uploads\/2025\/07\/Individual-Underwriting-Sreenshot-7-665x157.png 665w\" sizes=\"auto, (max-width: 674px) 100vw, 674px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How Does Individual Underwriting Work? To change an employees underwriting terms, you need to go to the admin centre of your My.Drewberry platform. To do this, click on the &#8216;Avatar&#8217; icon in the top right and select &#8216;Admin&#8217;. Once in the admin centre, go to the &#8216;Benefits&#8217; tab on the left-hand side. Once in the &#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","article-category":[],"article-tag":[],"class_list":["post-4071","article","type-article","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article\/4071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/types\/article"}],"author":[{"embeddable":true,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/comments?post=4071"}],"version-history":[{"count":1,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article\/4071\/revisions"}],"predecessor-version":[{"id":4072,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article\/4071\/revisions\/4072"}],"wp:attachment":[{"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/media?parent=4071"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article-category?post=4071"},{"taxonomy":"article-tag","embeddable":true,"href":"https:\/\/www.drewberryinsurance.co.uk\/my\/support\/wp-json\/wp\/v2\/article-tag?post=4071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}