Why 3 million UK workers have taken out income protection insurance…

 

Savings and Government Support falling far short

Many of us don’t have savings that are sufficient to last more than a few months while government support tends to fall far short of what’s required, even for those on relatively low incomes.

  • 58% of employees would receive three months sick pay or less.
  • 24% of employees would not receive anything above the basic Statutory Sick Pay (SSP) of £88.45 per week.
 

Risk of Long-term Illness

It’s human nature to avoid thinking about illness by adopting the “it won’t happen to me” mindset.

However, the 2015 Health & Protection Survey conducted by Drewberry found that:

  • One in five UK workers have been off work for three months or longer.
  • One in three UK workers were off work because of mental health or back pain.
  • One in three UK workers who are off work for six months are still off work five years later.
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Why people are turning to income protection?

  • Protect up to 65% of your gross income should you be unable to work due to an accident or illness which prevents you from doing your current job.
  • Include unemployment cover to protect against the risk of forced redundancy.
  • Income protection can protect you right up to your expected retirement age and will pay out as many claims as are needed under the terms of the policy without the cost of the premium increasing.
  • It provides peace of mind knowing your income is protected whether you have a short term illness or you have something more serious and are never able to work again.

“Income Protection is the one protection policy every working adult should consider.” Which? Money

tomconnerportraitround

“If you want to find out what it would take to protect your income go ahead and complete the form on this page and our handy tool will provide you with instant results comparing the top 10 UK income protection insurers.

At the end of the day, if there is a need to protect your income we are here to make sure that your policy is set-up correctly.”

Tom Conner
Director at Drewberry Insurance

Drewberry™ provide pensions, investment and insurance advice for Money to the Masses readers throughout the UK.

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Our Latest Reviews
Phil Walker
07/11/2017

Very happy with the advice I received from Jake Beale at Drewberry on my income protection. All sorted in two short easy phone calls.

George Atzemoglou
12/11/2017

Matteo listened carefully to my requirements and came up with an insurance policy that significantly outperformed the best offer I had managed to find in the market. I am impressed by Drewberry and will of course recommend them to many of my friends!

Naomi Scroggins
05/11/2017

Worked with me to get the right solution and was knowledgable and understanding. Felt like I was in very good hands!

We are rated 4.9/5 based on 1273 independent client reviews.
To read more of our independent client reviews click here →
Important Disclaimers

This site is for information only, and does not constitute financial advice.

The value of any investment and the income from it is not guaranteed and can fall as well as rise, so that you may not realise the amount originally invested.

Past performance should not be taken as an indication of future performance.

Tax planning is not regulated by the Financial Conduct Authority.

Tax treatment varies according to individual circumstances and is subject to change.

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