Equity Release Explained

Will Equity Release Affect My Benefits?
Will Equity Release affect my benefits? Read our guide to the means-tested benefits that might be impacted to find out if Equity Release might reduce your benefits.
How Long Does Equity Release Take?
What's the timescale on Equity Release? Find out how long it takes to release equity from your home, including the length of time each stage takes
Can I Avoid Care Home Fees by Releasing Equity?
Can I release equity from my home to reduce my assets to below the threshold required for me to pay for my own residential care?
Can I Repay Equity Release Early?
Can I repay equity release early? What happens if equity release is repaid before I die? Find out what happens to your Lifetime mortgage on early repayment and whether doing so is a good idea.
What Happens to Equity Release When I Die?
What happens to Equity Release when you pass away? Read our answer to understand what happens to Equity Release plans on death.
If I Use Equity Release, Can I Move House?
If I release equity from my home, can I move house? What happens to a Lifetime Mortgage if I'm moving house and I sell up?
Do You Pay Tax on Equity Release?
Is equity release taxable? Find out how much tax you have to pay if you release equity from your home.
How Old Do You Have to be for Equity Release?
What's the minimum age for Equity Release? Find out how old do you have to be to release equity from your home.
What Does 'No Negative Equity Guarantee' Mean with Equity Release?
If I take equity out of my home, will I ever owe more than my home is worth? What happens with Equity Release if the sale of my home doesn't cover the loan?
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