Can I Get Critical Illness Insurance If I’ve Had Cancer?

Critical Illness Cover After Cancer? Watch Our FAQ Video

Does a previous diagnosis of cancer affect your eligibility to buy Critical Illness Cover? Get an expert overview from Drewberry’s Independent Protection Expert, Alex Weir. Want to know your options? Just press play! 👇

Buying Critical Illness After You’ve Suffered Cancer

It is possible to get Critical Illness Cover if you’ve had cancer. However, this will depend on a number of medical factors such as:

• The severity / stage of the cancer and whether there was lymph node involvement
• The type of cancer
• The date of your last symptoms
• The treatment you had (e.g. chemotherapy vs surgery).

It’s more difficult to obtain Critical Illness Cover if you’ve had cancer but it really does depend on the details.

If an insurer does accept your application it is likely that they will exclude cancer from the policy. This means you may not be covered if the cancer returns.

In some cases an insurer may not place a cancer exclusion on your policy. For example, if you had a less severe form, such as non-invasive skin cancer. However, each insurer will differ.

Speak To One Of Our Expert Advisers

If you would like further advice then please don’t hesitate to get in touch. One of our expert team would be more than happy to help. Just pop us a call on 02084327333 or email help@drewberry.co.uk.

We’ll ask you some details about the type of cancer you experienced and then go and speak with each of the leading insurers. We will narrow which are likely to offer you the best terms and help you arrange cover that suits your specific needs.